# ProsperPlan Wealth

> Fee-only fiduciary financial advisors in Sacramento, CA, specializing in retirement planning, investment management, tax planning, and personalized wealth management for individuals, families, and healthcare professionals.

## About
ProsperPlan Wealth is an independent, fee-only fiduciary financial advisory firm based in Sacramento, California, with offices in Gold River and Roseville. Founded by Lauren Williams, CFP®, CRPC®, MBA and Chris Grellas, CFP®, MSFA, the firm provides clear, personalized financial guidance — particularly for those approaching or transitioning into retirement. ProsperPlan is legally required to act in clients' best interests at all times and does not earn commissions. The firm was voted Sacramento's Favorite Financial Planner by the Sacramento Bee in 2025.

## Who We Serve
- [Retirees & Pre-Retirees](https://prosperplan.com/retirees-pre-retirees/): Comprehensive retirement income and transition planning
- [Executives & Business Owners](https://prosperplan.com/executives-business-owners/): Wealth management and business transition planning
- [Healthcare Professionals](https://prosperplan.com/healthcare-professionals/): Specialized planning for healthcare employees
- [Kaiser Permanente Employees](https://prosperplan.com/kaiser-pension-plan-sacramento/): KP pension and retirement plan guidance
- [Sutter Health Employees](https://prosperplan.com/sutter-health-retirement-plan-sacramento/): Sutter Health retirement plan guidance
- [UC Davis Employees](https://prosperplan.com/uc-retirement-plan-sacramento/): UC retirement plan guidance

## Services
- [Financial Planning](https://prosperplan.com/financial-planning-services-sacramento/): Personalized strategies aligned with short- and long-term goals
- [Investment Management](https://prosperplan.com/investment-management-services-sacramento/): Portfolio strategy focused on growth, risk management, and income
- [Retirement Planning](https://prosperplan.com/retirement-planning-services-sacramento/): Holistic planning for a prosperous post-career life
- [Tax Planning](https://prosperplan.com/tax-planning-services-sacramento/): Tax-smart strategies including Roth conversions and withdrawal planning
- [Estate Planning](https://prosperplan.com/estate-planning-services-sacramento/): Coordination of estate documents, trusts, and beneficiary designations
- [Insurance Planning](https://prosperplan.com/insurance-management-services-sacramento/): Risk management and insurance guidance
- [Pension Decisions](https://prosperplan.com/pension-planning-and-analysis/): Analysis and guidance for pension plan choices
- [Social Security Optimization](https://prosperplan.com/social-security-analysis-sacramento/): Strategies to maximize Social Security benefits

## Our Team
- [Lauren Williams, CFP®, CRPC®, MBA](https://prosperplan.com/our-team/lauren-williams/) — Co-Founder, specializing in tax planning, pension decisions, and business owner planning
- [Chris Grellas, CFP®, MSFA](https://prosperplan.com/our-team/chris-grellas/) — Co-Founder, specializing in retirement planning, tax-efficient investing, and investment management
- [Sean David Harvey](https://prosperplan.com/our-team/sean-harvey/) — Director of Financial Education
- [Kris Schwedler](https://prosperplan.com/our-team/kris-schwedler/) — Director of New Client Experience
- [Shannon Auger](https://prosperplan.com/our-team/shannon-auger/) — Director of Client Service
- [Cristobal Lopez](https://prosperplan.com/our-team/cristobal-lopez-trejo/) — Director of Operations (Spanish fluency available)

## About Us
- [Our Story](https://prosperplan.com/our-story/)
- [Our Approach](https://prosperplan.com/our-approach/)
- [Our Partnerships](https://prosperplan.com/our-partnerships/)
- [FAQ](https://prosperplan.com/faq/)
- [Careers](https://prosperplan.com/careers/)

## Resources
- [Articles](https://prosperplan.com/articles/): Expert financial insights and analysis
- [Guides](https://prosperplan.com/guides/): Downloadable educational guides
- [Podcasts](https://prosperplan.com/podcasts/): Audio content from ProsperPlan advisors
- [Calculators](https://prosperplan.com/calculators/): Financial planning tools

## Office Locations
- Gold River (HQ): 2377 Gold Meadow Way, Suite 100, Gold River, CA 95670
- Roseville: 3017 Douglas Blvd, Suite 300, Roseville, CA 95661

## Contact
- Phone: (916) 909-3993
- Email: advice@prosperplan.com
- Website: https://prosperplan.com
- [Contact Form](https://prosperplan.com/contact-us/)
- [Schedule a Free Consultation](https://prosperplan.com/#form)

## Social Media
- Facebook: https://www.facebook.com/people/ProsperPlan-Wealth/61559074121031/
- LinkedIn: https://www.linkedin.com/company/prosperplanwealth
- X/Twitter: https://x.com/YourProsperPlan

## Legal
Advisory services offered through NewEdge Advisors, LLC, a registered investment adviser. ProsperPlan Wealth operates as a fee-only fiduciary firm. For full disclosures, visit https://prosperplan.com/privacy-policy/