Fiduciary guidance for every financial decision

Independent Financial Advisor in Sacramento Focused on Your Legacy

Our focus is you

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Results that support your goals

A Trusted, Independent Financial Advisory Firm

Voted Sacramento’s Best Financial Planner

Award-winning, 100% fiduciary financial advice

Independent Financial Planning Services Built Around You

Learn what makes ProsperPlan unique

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The decades of experience our investment teams have serving wealthy families, entrepreneurs, and institutional clients make ProsperPlan Wealth an ideal family office partner. Recognized among the best private wealth management firms, we provide access to investments, credit solutions, and advanced technology, all supported by a concierge level of service that you and the family your office represents demand.

We help you diversify beyond stocks, bonds and cash via the precise inclusion of a range of alternative investments that generate income, enhance returns, and mitigate risk.

We help you sustain and grow wealth that provides prosperity for your descendants well beyond your lifetime. As one of the region’s top private wealth management firms, our mid-career advisors bring decades of experience and will be here to ensure your heirs benefit from guidance that extends your legacy for generations.

Personal attention, unparalleled expertise, and guidance that always puts you first

Why Clients Trust Our Independent Financial Advisory Services

Our only goal is your financial success

A simple, direct, and transparent process

How Our Sacramento Independent Financial Advisors Work With You

Step 1: Schedule Your Free Consultation

We’ll gather your information and learn what you want to achieve

Step 2: Receive a Tailored Independent Financial Strategy

We’ll deliver a clear plan that leads straight to your goals

Step 3: Adjust Your Plan as Your Life Evolves

We’ll have regular check-ins to update your plan and implement next steps

Clarity about how we can make your money work harder for you

Understand Your Current Cash Flow

Check Your Cash Flow

Straightforward answers to important planning questions

Independent Financial Advisor FAQs

General FAQs

An independent financial advisor provides 100% fiduciary guidance tailored to your goals and which is entirely in your best interests and not those of a large, Wall Street chain. We’ll help you clarify your financial priorities, design strategies that align with your life and goals, and provide transparent advice on everything from investments, to estate and tax planning, to retirement planning, and more.

We are trusted professionals who help you make informed decisions about your money so you can confidently plan for the future. We take the time to understand your goals, priorities, and concerns, then provide tailored guidance on areas like investing, retirement, taxes, estate planning, insurance, and overall financial well-being.

Yes, numerous studies prove that most people benefit from having a financial advisor. Managing your finances is complex, especially as your income grows, your family’s needs evolve, or retirement nears. A financial advisor brings clarity, structure, and expertise to decisions that can significantly impact your long-term security and improve your investment results. We help you uncover opportunities, avoid costly mistakes, and stay focused on what truly matters to you.

Expertise & Credentials

Voted the Best Financial Planner in Sacramento, all of our partner advisors have over a decade of lead advisor experience, are 100% fiduciaries, and hold several of the highest qualifications in the industry, including recognized credentials such as Certified Financial Planner (CFP®) and Chartered Financial Analyst (CFA®), along with master’s degrees in either finance, economics, or business.

Our fiduciary independent financial advisors are committed to putting your best interests first 100% of the time. Unlike advisors from banks and Wall Street chains, who are compensated for prescribing certain products, our fiduciary independent advisors have no hidden agendas or proprietary offerings to promote. We provide objective, transparent guidance based solely on what benefits you, and we are legally and ethically obligated to act in your best interest at every step.

Creating Financial Clarity

What Clients Say About Us

We have been with Lauren and her team for 10 years. Lauren has helped guide us in our FIRE/financial planning that allowed us to retire in our early 50’s from Kaiser Permanente. She went above and beyond by managing our KP index funds while we were still employed and assisted us in transferring our assets to Prosper Plan after we retired. This enabled us to diversify and maximize our gains. Lauren has also been instrumental in helping with our relocation planning now that we’re retired. We have given Lauren’s contact information to so many of our friends because we trust her with our financial lives.

Jeff & Liz
Retired from Kaiser Permanente

I have had the pleasure of working with Lauren Williams for many years, and her expertise and dedication have been invaluable to both my financial well-being and the management of my mother’s trust. From the beginning, Lauren has provided insightful, tailored advice with a deep knowledge of the financial markets, explaining complex concepts in a way that provides immense confidence. She managed my mother’s trust with the same level of commitment, attentiveness, and compassion, ensuring the family’s needs and my mother’s wishes were respected as she gets older. I highly recommend Lauren as a knowledgeable, trustworthy, and dedicated financial advisor who serves as an exceptional partner in managing investments and trusts.

Byron Walker
AT&T

I recently worked with Chris Grellas to review and optimize my 401k, and I couldn’t be more impressed with his professional and personalized service. From the start, he was incredibly informative and accessible, taking the time to thoroughly break down complex investment strategies and tailor advice to my specific financial goals and risk tolerance. Chris was patient and detail-oriented, ensuring I never felt rushed or overwhelmed and that I had a clear understanding of every decision before moving forward. Thanks to his expert guidance, I now feel much more confident about my retirement planning and the future of my 401k, and I highly recommend him to anyone seeking comprehensive financial advice.

Miro Gritsan
Alessandro Electric Inc.

ProsperPlan has been the perfect fit for my financial and investment needs.

Lauren and her team asked questions about my financials goals and welcomed my questions about their company. Their passion for helping their clients achieve financial security is obvious. Very professional, but personal, as well. A great mix, and as a result, I feel more secure about reaching my financial goals.

Lee Auger
Retired from Occidental Petroleum

Lauren is incredibly knowledgeable, approachable, and genuinely cares about helping her clients succeed. She’s made the process of starting my personal finance journey feel clear and achievable, and I’m so grateful for her guidance. I can see why my family trusts her—she truly goes above and beyond for the people she works with.

Annika M.
Accenture

Chris is kind, patient, and always available when I have questions. He brings a calm, thoughtful presence to every conversation and offers sound financial advice grounded in Biblical wisdom. His approach is caring, clear, and values-driven—I’m truly grateful to have him as my advisor.

Ivan Palenyy
State of CA and Kaiser Permanente

I was referred to Lauren as their best Kaiser retirement person and she didn’t disappoint. She presented me all my options in a no pressure manner. I made my decision and she made the transactions with ease.

She continues to communicate with strategies and adjustments. When my coworkers found out about how easy it was and how much my portfolio has increased. I am frequently asked for her number and happily provide the referral.

James Nelson
Retired from Kaiser Permanente

Testimonials are based on unique experiences from current clients and are not representative of all client experiences. Testimonials are unsolicited, and no cash or non-cash compensation has been provided. As a result, clients do not receive any material incentives or benefits for providing testimonials. Investing involves risk, including the possible loss of principal and fluctuation of value. Past performance is no guarantee of future results. Additional information about NewEdge Advisors, LLC, is available in its current disclosure documents, Form ADV, Form ADV Part 2A Brochure, and Client Relationship Summary Report which can be found online at the SEC’s Investment Advisor Public Disclosure (IAPD) database at www.adviserinfo.sec.gov