Private Wealth Management
Designed for Successful Individuals and Families
As wealth grows, financial life rarely becomes simpler. Investments, taxes, business interests, estate planning, and family priorities begin to intersect in ways that require coordination, clarity, and thoughtful leadership.
Favorite Financial Planner
Sacramento Bee
2025
Winner via public voting in 2025. No fee for consideration; licensing fee paid for usage. Learn More.
Favorite Wealth Management
Sacramento Bee
2025
Winner via public voting in 2025. No fee for consideration; licensing fee paid for usage. Learn More.
TOP 100 RIA FIRMS
Barron’s
2025
Highly Rated Advisor
Wealthtender
2025
TOP FEMALE ADVISORS
InvestmentNews
2025
Women Who Mean Business
Sacramento Business Journal
2025
ProsperPlan Wealth is a fee-only fiduciary advisory firm.
Our role is simple: to help you
live well while your financial life works
quietly and efficiently behind the scenes.
At ProsperPlan Wealth, we help successful individuals and families bring every part of their financial life into alignment. Our private wealth management services provide the type of family-office style guidance traditionally reserved for ultra-wealthy households, thoughtfully adapted for accomplished professionals, business owners, and families who want coordinated financial strategy without institutional complexity.
“When someone reaches a certain level of success, their financial life often becomes more complex than they expected. Our role is to bring clarity and coordination to every moving part so clients can focus on living their lives, not managing financial logistics.”
When wealth becomes more complex.
Many of our clients reach out during moments when financial success begins creating new decisions. These moments can include:
- Preparing to sell a business
- Managing equity compensation or concentrated stock
- Coordinating multiple advisors and financial accounts
- Receiving an inheritance or financial windfall
- Approaching retirement with significant assets
- Thinking about legacy planning for children or future generations
While these transitions are exciting, they often introduce financial complexity that benefits from experienced, coordinated guidance.
That is where thoughtful private wealth management can make a meaningful difference.
Who we typically serve.
While every client relationship is unique, many of the individuals and families we serve share similar financial milestones and opportunities. Our private wealth clients include:
Business Owners and Entrepeneurs
Individuals preparing for a business transition, liquidity event, or long-term exit strategy.
Healthcare Professionals and Executives
Physicians and healthcare leaders whose careers have created significant financial complexity and opportunity.
Corporate and Technology Leaders
Professionals managing equity compensation, concentrated stock positions, and high-income financial planning decisions.
Families Approaching or Living in Retirement
Individuals seeking a thoughtful strategy for converting years of work and savings into a sustainable and fulfilling next chapter.
Multi-Generational Families
Parents and grandparents focused on building financial security while preparing future generations for responsible stewardship.
“Many of the people we work with have done incredibly well in their careers. What they’re often looking for isn’t just investment management, it’s a trusted relationship that can help them make thoughtful decisions about wealth, family, and the future.”
Private Wealth Advisors for Affluent Clients
Trusted guidance for meaning wealth decisions for today, tomorrow, and the decades ahead.
Clients choose ProsperPlan Wealth because they value experienced guidance delivered through long-term relationships. We built our firm on principles that guide every client relationship. And that means you receive:
Generational Wealth
How do we prepare your wealth for the benefit of future generations?
Legacy, Family, and Generational Planning
One of the most meaningful aspects of wealth planning is preparing the next generation and ensuring your resources serve a purpose beyond today.
Estate Planning & Legacy Strategy
We work alongside estate attorneys to help ensure wills, trusts, and beneficiary strategies reflect your long-term intentions.
Philanthropic Planning
For many families, philanthropy is an important expression of values. We help structure charitable giving strategies that maximize both impact and tax efficiency.
What to expect from an introduction meeting.
Your first conversation with our team is simply an opportunity to learn more about each other.
During this complimentary meeting, we typically discuss:
Your financial priorities and long-term goals
Your current investment and financial structure
Any major financial decisions or transitions ahead
Whether our planning approach would be helpful for your situation
There is no preparation required and no obligation.
Our goal is simply to determine whether ProsperPlan Wealth could be a valuable partner for you and your family.
Direct, clear, fiduciary guidance.
Being a high-net-worth individual doesn’t mean your plan has to be overly complex. Our 3-step process means you’ll have a mid-career private wealth management professional actively guiding you through a clear and supportive planning process.
Step 1: Understand Your Vision
We begin by listening and learning about your goals, financial structure, family priorities, and long-term aspirations.
Step 2: Build an Integrated Strategy
Next, we develop a comprehensive strategy that aligns investments, tax planning, estate planning, and financial goals.
Step 3: Provide Ongoing Guidance
Life evolves, and financial strategies should evolve with it. Through ongoing meetings and proactive planning, we help ensure your strategy remains aligned with your life.
Key Private Wealth Management Questions
Gain Clarity About Planning
Essential FAQs
What is private wealth management?
Private wealth management is a specialized financial service offered by ProsperPlan Wealth that is designed to help high-net-worth individuals and families manage, grow, and protect their wealth through personalized investment, tax, and estate planning strategies and comprehensive financial planning.
Is private wealth management worth it?
Private wealth management offers personalized financial strategies, investment guidance, tax optimization, business succession planning, and estate planning for high-net-worth individuals and families. It helps protect and grow wealth efficiently, saving clients time and stress while helping to ensure that clients can avoid costly mistakes. The tailored approach often yields higher long-term returns and peace of mind, which can make the more hands-on approach well worth it for affluent individuals.
What is the minimum net-worth for private wealth management?
While there are other considerations, ProsperPlan Wealth’s Private Wealth Management team generally requires clients to have $5 million in manageable assets.
What is the difference between a financial advisor and a private wealth manager?
A financial advisor offers general financial guidance on budgeting, investing, and retirement planning. A ProsperPlan private wealth manager provides more comprehensive, personalized services for high-net-worth individuals, including investment management, tax planning, estate strategies, and risk management for more complex portfolios. Private wealth managers typically handle more complex financial situations and offer a higher level of personalized service than standard financial advisors.
Pricing & Contracts
How much money should I have to work with a private wealth manager?
While there are other considerations, ProsperPlan Wealth’s Private Wealth Management team generally requires clients to have $5 million in manageable assets.
How does Prosper Plan charge for its private wealth management services?
ProsperPlan Wealth’s Private Wealth Management teams are fee-based, which means they typically charge a small percentage of assets managed, depending on the complexity of the portfolio and the services required.
Specializations & Credentials
What qualifications do Prosper Plan’s private wealth advisors hold?
With over three decades of combined experience, and with master’s degrees and the prestigious Certified Financial Planner (CFPⓇ) ProsperPlan’s partner advisors are among the most heavily credentialed and highly educated financial planners in the Sacramento region. And when you couple that with the fact that they are mid-career professionals? You’ve got a dream team that will be your partner for life.
How is a fiduciary private wealth advisor different from others?
Fiduciary private wealth advisors are legally and ethically obligated to act in your best interest, not theirs, 100% of the time. Unlike non-fiduciary advisors, who may recommend products that earn them commissions, ProsperPlan Wealth’s fiduciaries exclusively prioritize your financial goals. They offer transparent, unbiased advice tailored to your needs, helping you make informed decisions. This trust-based relationship ensures alignment, accountability, and confidence that your money is managed with care and integrity, giving you peace of mind in every financial decision.
Inform Your Financial Future
Professional analysis and bold ideas for leaders who want to achieve the extraordinary.
Here to Serve You
No sales or commissions. Just 100% fiduciary wealth management that preserves and grows your net worth.
What Clients Say About Us
Testimonials are based on unique experiences from current clients and are not representative of all client experiences. Testimonials are unsolicited, and no cash or non-cash compensation has been provided. As a result, clients do not receive any material incentives or benefits for providing testimonials. Investing involves risk, including the possible loss of principal and fluctuation of value. Past performance is no guarantee of future results. Additional information about NewEdge Advisors, LLC, is available in its current disclosure documents, Form ADV, Form ADV Part 2A Brochure, and Client Relationship Summary Report which can be found online at the SEC’s Investment Advisor Public Disclosure (IAPD) database at www.adviserinfo.sec.gov
Hear from Lauren and Chris
Stop By To See Us
Explore our locations to find the ProsperPlan team near you.
Gold River Office
HQ & Mailing Address
2377 Gold Meadow Way
Suite 100
Gold River, CA 95670
(916) 909-3993
Roseville Office
3017 Douglas Blvd
Suite 300
Roseville, CA 95661
(916) 909-3993