Category: Retirement Income Planning

Solo 401(k): The Retirement Plan Built for Business Owners Who Wear Every Hat

4 MIN READ
Before I get started examining the benefits of Solo 401(k)s, are you looking for additional news, updates and information about investing, retirement, the economy, and your relationship with ProsperPlan Wealth?

Market Psychology: Why Investors Make Bad Decisions

7 MIN READ
Those of us who make our careers as fiduciary advisors are experienced at remaining dispassionate about the ups and downs of the markets.

10 Subtle Signs That You Are Ready to Retire

7 MIN READ
Retirement readiness is easier to judge by your habits than by your age. This article walks through ten signs that show up when someone is genuinely close, covering what you know about your spending, where your income will come from, how your debt and healthcare are handled, and what your portfolio looks like once growth stops being the goal. It ends with the questions clients ask most, including whether one or two million dollars is enough.

Secrets of the Mega Backdoor Roth

9 MIN READ
Many high earners overlook the Mega Backdoor Roth. Learn how to maximize contributions and build tax-free retirement income.

Retirement Planning for Kaiser Permanente Employees

8 MIN READ
Your Kaiser Retirement Plan has more options than you think. Learn how to avoid common mistakes and make smarter decisions before retiring.

9 Financial Moves To Make In Your 50s and 60s Before Retirement

7 MIN READ
The right financial moves can improve your future fast. Learn key steps to reduce taxes, grow savings, and stay on track this year.

What Is a GOOD Retirement Monthly Income in 2026

10 MIN READ
Is your retirement monthly income enough to last? Learn how to structure withdrawals, investments, and benefits for long-term stability.

Average Retirement Savings by Age in the U.S.

9 MIN READ
See how your savings compare with average retirement savings by age and learn what adjustments can help you stay on track for retirement.

Early Retirement Planning: Calculating How to Bridge the Gap and Retire Early

10 MIN READ
Early retirement isn’t a fantasy, it’s a math problem. This guide walks you through the key strategies to calculate your number and retire on your terms.

Financial Planning for Business Owners in Their 50s and 60s

6 MIN READ
Helping you orchestrate a high-impact “final sprint” by turning your business equity into a reliable, tax-efficient retirement paycheck.